Interested in Construction and Land Loans?
Call (310) 859-0488 or fill out the form below.

Requests after 5pm Fri will be received Mon 9am. All times arePacific. We will never share you information. Privacy Policy

Construction and Land Loans

Bank loans for new construction, commercial,
& multi-family.

With construction financing, it’s paramount to identify the right lending fit. We know our way around bank financing and bridge construction loans. Insignia Mortgage enjoys long-standing relationships with local lenders who can make fast decisions that benefits our clients.

  • Access to local commercial banks and Wall Street real estate  funds.
  • 72 hour pre-approval, 30-day close. Rates starting at  4.75250% (4.399% APR).
  • Developer financing up to $45 million; loan-to-cost (LTC) up  to 75%.
  • Residential construction financing for primary and second  home up to $15 million.
  • Commercial bridge-reposition loans up to $20 million with  loan-to-values (LTVs) up to 65%.
  • Vacant land loans available up to $10 million.

3/1 ARM Interest Only

(Min loan $500,000 to $4,500,000)
No tax return required
Call for details (310) 859-0488

Introducing Our
New 5/5 ARM Program
Learn more about the new balanced 5/5 ARM up to 4.5 million. Low rates! Rate adjusts every 5 years up to 2% max each time.
Call us today to learn more

Transaction Spotlight

The Situation

Insignia Mortgage recently closed on a $11 million spec construction loan in Bel Air, CA with 50% lender loan-to-cost financing.

The Solution

We located a local bank willing to provide construction financing, despite our client’s limited US income. This non-recourse loan was cross-collateralized against the subject property, as well a two other income-producing homes.

The Loan Details

  • $11 million dollar construction loan
  • 2-year term
  • 7.000% APR
  • Interest Only – interest paid only when money drawn
  • No prepayment penalty
  • 21-day close of escrow
Call (310) 859-0488 to get started or fill out the form. Request a Quote »