Interested in Construction and Land Loans?
Call (310) 859-0488 or fill out the form below.

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Construction and Land Loans

Bank loans for new construction, commercial,
& multi-family.

With construction financing, it’s paramount to identify the right lending fit. We know our way around bank financing and bridge construction loans. Insignia Mortgage enjoys long-standing relationships with local lenders who can make fast decisions that benefits our clients.

  • Access to local commercial banks and Wall Street real estate  funds.
  • 72 hour pre-approval, 30-day close. Rates starting at  4.75250% (4.399% APR).
  • Developer financing up to $45 million; loan-to-cost (LTC) up  to 75%.
  • Residential construction financing for primary and second  home up to $15 million.
  • Commercial bridge-reposition loans up to $20 million with  loan-to-values (LTVs) up to 65%.
  • Vacant land loans available up to $10 million.

3/1 ARM Interest Only

3.490%
3.424%APR
(Min loan $500,000 to $4,500,000)
No tax return required
Call for details (310) 859-0488

Introducing Our
New 5/5 ARM Program
Learn more about the new balanced 5/5 ARM up to 4.5 million. Low rates! Rate adjusts every 5 years up to 2% max each time.
Call us today to learn more
310-859-0488

Transaction Spotlight

The Situation

Insignia Mortgage recently closed on a $11 million spec construction loan in Bel Air, CA with 50% lender loan-to-cost financing.

The Solution

We located a local bank willing to provide construction financing, despite our client’s limited US income. This non-recourse loan was cross-collateralized against the subject property, as well a two other income-producing homes.

The Loan Details

  • $11 million dollar construction loan
  • 2-year term
  • 7.000% APR
  • Interest Only – interest paid only when money drawn
  • No prepayment penalty
  • 21-day close of escrow
Call (310) 859-0488 to get started or fill out the form. Request a Quote »