Industry Insights on Today’s Housing Market and Creative Lending Solutions
We’re excited to announce that Damon Germanides, co-founder of Insignia Mortgage, was recently featured in Mortgage Professional America (MPA) Magazine — one of the most respected publications in the mortgage and real estate finance industry.
In his interview, Damon shares candid insights on today’s “illiquid” housing market, the impact of historically low rates, and why brokers must lead with honesty when advising clients. He also highlights how creative loan solutions, including bridge financing through Insignia Capital Corp, are helping borrowers and brokers navigate this challenging environment.
Key Takeaways from Damon’s MPA Interview
- Why waiting for 2% mortgage rates isn’t realistic
Damon explains that the era of ultra-low rates is over and that buyers waiting for them to return may be on the sidelines indefinitely. - The challenges of an illiquid housing market
From seniors staying put to first-time buyers unable to move up, Damon outlines why housing supply remains tight and mobility limited. - Why honesty matters in mortgage advising
Instead of telling clients “it’s always a great time to buy,” Damon emphasizes the importance of being transparent about market realities — a key to building trust. - Bridge financing as a solution
With traditional banks pulling back, Damon discusses how Insignia Capital Corp is providing flexible bridge loans to help clients unlock equity and move forward with confidence.
Why This Feature Matters
Damon’s inclusion in MPA Magazine reinforces Insignia Mortgage’s reputation as a trusted leader in complex lending. With over a decade of experience funding non-QM loans, jumbo financing, and creative real estate solutions, Insignia continues to be a go-to resource for borrowers, real estate agents, and investors navigating California’s luxury markets.
Read the Full Interview
You can read Damon’s full feature here: How Honest Rate Advice Motivates Buyers in an Illiquid Market (Mortgage Professional America).