A Decade of Distinction: How Insignia Mortgage Became a Top Originator Powerhouse 

In the dynamic world of real estate finance, consistency and performance aren’t just admirable—they’re essential. For over a decade, Insignia Mortgage has exemplified both, earning top-tier recognition on the Scotsman Guide’s Top Originators list every single year. In 2025, the tradition continues—with multiple Insignia originators securing elite national rankings across categories. 

Why the Scotsman Guide Matters 

Since 2010, the Scotsman Guide has served as the industry standard for mortgage originator rankings. These rankings are based on verified loan volume and production metrics across key categories like Non-QM lending, brokered loans, and refinances. Earning a place on this list isn’t just a badge of honor—it’s a signal to real estate professionals that they’re working with the best in the business. 

Insignia’s 2025 Highlights: A National Benchmark 

This year, Chris Furie and Damon Germanides, co-founders of Insignia Mortgage, once again achieved standout rankings: 

Chris Furie

  • #8 – Top Mortgage Brokers 
  • #4 – Top Non-QM Originators 

#32 – Top Refinance Originators 

Damon Germanides

  • #9 – Top Mortgage Brokers 
  • #5 – Top Non-QM Originators 
  • #18 – Top Refinance Originators 

The rest of the Insignia Mortgage team are also prominently featured: 

  • Romy Nourafchan: #29 Top Broker, #139 Top Refinance, #153 Top HELOC 
  • Neil Patel: #53 Top Broker, #22 Top Non-QM Originator 
  • Scott Sealey: Ranked #235 among Top Brokers nationally, first year on the Top Originator List  

This level of performance is rare and reflects a commitment to excellence, creativity, and an unrivaled understanding of the residential mortgage market. 

Founders Who Lead by Example 

Insignia Mortgage is more than a company—it’s the result of decades of leadership, vision, and resilience. 

  • Chris Furie, with over 35 years of experience, has built a reputation as one of the most knowledgeable and trusted professionals in Southern California real estate finance. His work has helped redefine what it means to deliver concierge-level mortgage advisory services for affluent and complex borrowers. 
  • Damon Germanides, now in his 21st year in the business, has distinguished himself through his expertise in structuring customized Non-QM and jumbo mortgage solutions. His focus on precision, transparency, and long-term relationships makes him a favorite among investors and financial advisors alike. 

The Insignia Advantage 

What sets Insignia Mortgage apart is its deep bench of talent and its boutique-style approach to client service. The firm specializes in: 

  • Non-QM and jumbo loan solutions for complex borrower profiles 
  • Tailored loan structures for self-employed, high-net-worth individuals 
  • Fast, reliable closings backed by deep lender relationships 
  • A high-touch, consultative experience from application to funding 

As independent mortgage brokers, the Insignia team isn’t tied to any single lender or underwriting standard. That flexibility translates into more options—and better outcomes—for clients navigating competitive real estate markets. 

Trusted by Investors, Realtors, and Financial Advisors 

Real estate investors, luxury agents, and high-end developers repeatedly turn to Insignia for one reason: results. The firm’s ability to structure loans that other providers can’t—or won’t—consider makes it a powerful strategic partner in today’s market. 

Whether financing a multi-unit property, leveraging a portfolio of assets, or optimizing tax strategies through mortgage structuring, Insignia brings clarity and confidence to every deal. 

A Legacy Still in the Making… Let’s Grow Together.  

Being named to the Scotsman Guide Top Originators list for over ten consecutive years is a reflection of talent, trust, and tireless dedication. But at Insignia Mortgage, the team isn’t resting on past achievements—they’re raising the bar, year after year. 

For investors, agents, and borrowers seeking elite mortgage solutions, Insignia Mortgage remains the gold standard. 

Interested in working with one of the nation’s top-ranked mortgage teams? 

Contact Insignia Mortgage to schedule a confidential consultation. 

References 

Scotsman Guide. (2025). Top Originators 2025 Rankings. Retrieved from https://www.scotsmanguide.com/rankings/top-originators/ 

Scott Sealey Ranks In Scotsman Guide

At Insignia Mortgage, we pride ourselves on delivering exceptional service and expertise in every transaction—and that commitment is exemplified by our own Scott Sealey. Insignia Mortgage has ranked on Scotsman Guide’s Top Originators list for the past decade, and we’re so pleased to celebrate Scott’s inaugural success this 2025 as a Top Mortgage Broker.

With over 30 years of experience in the mortgage industry, Scott has built a reputation for solving even the most complex loan scenarios. His journey began in 1992 as a loan officer at Great Western Bank, and since then, he has remained dedicated to helping clients—regardless of the size or scope of the loan.

In 2024, Scott’s consistent performance and client-first approach earned him recognition in the Scotsman Guide, where he was honored for closing over $30 million in loans. It’s a testament to his deep industry knowledge, strategic thinking, and, most importantly, his ability to communicate clearly with clients, referral partners, and investors alike.

Scott’s success reflects the values we uphold at Insignia Mortgage: personalized service, expert guidance, and a relentless drive to deliver results. We’re proud to have him on our team and look forward to seeing what he accomplishes next.

Damon Germanides Featured Editorial In Scotsman Guide

Why Mortgage Brokers Are Essential in Today’s Market

In a lending landscape with higher mortgage rates and options more fragmented than ever, navigating your financing options can feel overwhelming. That’s why having a skilled mortgage broker on your side is more important than ever. In his latest article, “Mortgage brokers will excel with the cheap-debt era over” for the Scotsman Guide, Damon Germanides explains how mortgage brokers are uniquely positioned to connect borrowers with tailored solutions that traditional lenders might not openly offer.

From private banking products to non-QM loans like bank statement-only options for self-employed individuals, brokers open the door to a broader range of opportunities. Whether you’re exploring jumbo loans, specialized lending products, or first-time buyer programs, a broker’s expertise can help you find the best fit for your needs. As traditional lenders pull back on FHA and low down payment programs, brokers are bridging the gap to make homeownership more accessible.

Curious to learn more? Read the full article here to discover how a mortgage broker could make all the difference in your financing journey.

Unlocking the Secrets of High-End Financing: Insights from Romy Nourafchan of Insignia Mortgage in Scotsman Guide

Expertise is key to navigating a dynamic market and securing successful client outcomes in high-end financing. Insignia Mortgage’s seasoned loan officer, Romy Nourafchan, has shared his insights on this topic in an exclusive article for Scotsman Guide. In this piece, Romy dives deep into strategies for thriving as a high-end financing expert, offering valuable tips and perspectives for both industry professionals and investors. His expert advice provides a roadmap for making informed, strategic decisions that can lead to rewarding results.

Whether you’re looking to expand your knowledge or sharpen your skills in high-end real estate finance, Romy’s article is a must-read for staying ahead in today’s competitive environment. Discover actionable insights by reading the full article in the Scotsman Guide here.

Insignia Mortgage Founder Damon Germanides Featured In MPA July 2024

Insignia Mortgage founder Damon Germanides was recently featured in MPA Magazine’s July 2024 issue, in the article “California mortgage market: How are buyers coping with rapid price hikes?” by Fergal McAlinden. Germanides commented on the resilience of buyers in the mortgage industry and discussed the rise of non-QM lending.

“It’s amazing how the consumer can adjust. The rate quotes you were giving a year ago, people were shocked, and now they’re like, ‘Oh, that sounds OK. It’s better than it was a month ago.’ So that’s interesting, how human nature works.”

Damon Germanides

Read the full article and Damon’s insights at the link below.

https://www.mpamag.com/us/specialty/non-prime/california-mortgage-market-how-are-buyers-coping-with-rapid-price-hikes/496205

New Loan Originator Jonathan Bulaon

Insignia Mortgage is thrilled to announce the newest loan officer to our team, Jonathan Bulaon. With an impressive background in luxury mortgage lending and a passion for delivering exceptional client experiences, Jonathan brings expertise and a commitment to excellence that aligns perfectly with our values. Join us in welcoming Jonathon Bulaon to Insignia Mortgage. Stay tuned for more updates and insights as we expand our team of experts dedicated to closing the most complex loans. 

About Jonathan Bulaon, Loan Originator:

Growing up in Los Angeles, Jonathan began his career in Private Money, honing his skills in a fast-paced environment. He later moved to a boutique brokerage in Beverly Hills and excelled in serving high-end clients. Jonathon has a proven track record of navigating tough deals and finding innovative solutions for his clients. 

Now, at Insignia Mortgage, Jonathan is excited to bring his passion, dedication, and dynamic industry knowledge to help clients achieve their financial goals. Jonathan is poised to make a significant impact in the mortgage landscape.  

INSIGNIA MORTGAGE AT THE 5TH ANNUAL NON-QM FORUM 2024

Meet Insignia Mortgage founders, Damon Germanides and Chris Furie, at the 5th Annual Non-QM Forum 2024 at the Waldorf Astoria Monarch Beach Resort & Club, in Dana Point, CA, from June 12th to 14th. We’re excited to announce that Damon Germanides will be a featured speaker for the session on “Harnessing Automation & Optimizing Your Technology Stack to Improve the Lender, Broker & Borrower Experience” along with John Lowenthal, Paul Gigliotti, and Peter Fastovsky, scheduled to take place at 11:45 am on June 13th, make sure to save your seat!

Damon Germanides, known for his insightful perspectives and expertise in mortgage lending, will share his valuable experiences and knowledge during the conference. His panel will focus on the latest innovations in underwriting processes, standards, and automation technology. His participation is eagerly anticipated, as attendees look forward to learning from his extensive background in the mortgage industry. He also writes a weekly “Market Commentary” with insights on current rates, trends, and where the industry is headed.

About The 5th Annual Non-QM Forum 2024

The 5th Annual Non-QM Forum will be constructed from both the loan origination and investor perspectives, delving into the critical issues through panel discussions with multiple points of view, and smaller group meetings and roundtables for a more holistic forum experience.

As lenders begin to re-enter the space, Longevity is still relevant. Can lenders take the long road? Mortgage rates and subsequent housing prices continue to surge, Non-QM could be viewed as unstable. The market is certainly seeing some level of resilience and housing prices are beginning to lighten up a bit. Join the biggest conversations surrounding the industry’s top trends, opportunities and challenges this June.

The 5th Annual Non-QM Forum 2024 promises to deliver meaningful content and excellent networking opportunities for those interested in the evolving landscape of private lending. For more information on the conference and to register, visit the IMN event page.

Don’t miss the chance to gain insights from leading experts like Damon Germanides and explore the latest strategies in the private credit marketplace. We hope to see you there!

Scotsman Guide Profiles Romy Nourafchan As ‘Top Jumbo Originator Nationwide’

Romy Nourfchan was recently profiled in Scotsman Guide as a “Featured Top Originator” in the nation, for his debut as No. 1 on Scotsman Guide’s newest ranking ‘Top Jumbo Originators.’ The article, written by Hannah Darden, details Nourfchan’s journey to success in this niche lending space and Insignia Mortgage.

“My career started in 1990. For seven or eight years, I worked as a broker, then went into banking and worked for big banks and a few smaller banks,” Nourafchan said. “Over this time, my strategy has always been to go after jumbo loans … and continually build my business on higher dollar amounts.”

– Romy Nourfchan, Scotsman Guide “Featured Top Originator” October 2023

Watch the interview below, or read the full article here.

Romy Nourafchan of Insignia Mortgage shares his experience as a luxury broker with high-end clients in this installment of the new Featured Top Originator video series. Nourafchan, who placed first in Scotsman Guide’s 2023 Top Jumbo Originators rankings and 20th in the Top Mortgage Brokers rankings, was chosen as October’s Featured Top Originator. To learn more about Nourafchan, read the full FTO article here: https://www.scotsmanguide.com/?p=64135 To see the Top Jumbo Originators or Top Mortgage Brokers rankings, visit the Top Originators homepage at https://www.scotsmanguide.com/ranking…

Insignia’s Neil Patel Featured In MPA Magazine

Congratulations to Neil Patel for his recent feature in MPA Magazine as a Top Originator! Neil has been a rockstar on Insignia Mortgage’s team for several years as a mortgage broker and CPA.

“In the heart of Beverly Hills, where the real estate market is as dynamic as the city’s famed boulevards, Neil Patel stands out as a mortgage strategist who’s not merely crunching numbers but turning complex transactions into success stories. 

Patel (pictured) is a licensed mortgage broker and CPA at Insignia Mortgage, specializing in underwriting loans for borrowers with complex financials and tax returns.

A specialist in complexity

While many mortgage brokers might shy away from complicated cases, Patel and his team at Insignia Mortgage lean into them.

Focusing on boutique mortgages, they cater to a unique clientele: the self-employed, high net-worth individuals, and those whose financial situations might seem like a puzzle to most.

“A lot of Los Angeles people are self-employed,” Patel said. “They tend to have self-employed tax returns, LLCs, and corporations.”

This often leads to a disconnect between what’s on paper and the client’s actual financial standing. But where others see complications, Patel sees an opportunity to bridge the gap, simplifying these complexities for underwriters and banks.”

Read the full article now at https://www.mpamag.com/us/specialty/wholesale/top-originator-spotlight-neil-patel-of-insignia-mortgage/459216

Loan Officer Wealth Podcast Features Damon Germanides and Chris Furie

The Loan Officer Wealth Podcast with Chris Johnstone interviewed Insignia Mortgage co-founders, Damon Germanides and Chris Furie, in episode 113 released this week. The Loan Officer Wealth podcast is designed to share the systems, habits, and secrets that top-performing professionals use to build a life of wealth and freedom. This is the first double episode of the podcast that has ever been produced. The formatting was adjusted to honor the fact that Insignia Mortgage’s co-founders, Damon & Chris, are ranked #4 and #7, respectively, on the Scotsman’s Guide for 2023’s Top Mortgage Brokers. When combined, they make Insignia Mortgage the largest volume lender in the nation. In this episode, Johnstone discusses the dynamic partnership that has helped Damon and Chris grow their incredible business, Insignia Mortgage. They also share their journey to becoming Top 10 Mortgage Brokers on the Scotsman Guide, the process of working their leads, database, and referral partners, as well as tips on refining your niche.  


Listen now via Apple Podcasts, or Spotify, or click the image below.