Current Rates
5/6 ARM
Term
5.875%
Interest Rate
6.361%
APR
5/6 ARM
Term
6.625%
Interest Rate
6.580%
APR
Private Banking to $25M
3/6 ARM
Term
$25M
Max Amount
5.750%
Rate
6.330%
APR
5/6 ARM
Term
$25M
Max Amount
5.875%
Rate
6.305%
APR
Irrevocable trust, blind trust, corporation, LP and LLC vesting OK
No Tax Return & High Net Worth
3/6 ARM
Term
$10M
Max Amount
6.250%
Rate
6.458%
APR
5/6 ARM
Term
$10M
Max Amount
6.250%
Rate
6.398%
APR
7/6 ARM
Term
$10M
Max Amount
6.500%
Rate
6.549%
APR
10/6 ARM
Term
$10M
Max Amount
6.500%
Rate
6.563%
APR
Irrevocable trust, blind trust, corporation, LP and LLC vesting OK
Jumbo & Portfolio
30 Year
Term
$10M
Max Amount
6.750%
Rate
6.848%
APR
3/6 ARM
Term
$10M
Max Amount
6.000%
Rate
6.393%
APR
5/6 ARM
Term
$10M
Max Amount
6.125%
Rate
6.387%
APR
7/6 ARM
Term
$10M
Max Amount
6.250%
Rate
6.418%
APR
10/6 ARM
Term
$10M
Max Amount
6.375%
Rate
6.480%
APR
Irrevocable trust, blind trust, corporation, LP and LLC vesting OK
Foreign National
5/6 ARM
Term
$10M
Max Amount
6.375%
Rate
6.486%
APR
7/6 ARM
Term
$10M
Max Amount
6.375%
Rate
6.486%
APR
Irrevocable trust, blind trust, corporation, LP and LLC vesting OK
Conforming Government & Community
15 Year
CONFORMING
$1.2M
Max Amount
6.250%
Rate
6.408%
APR
30 Year
CONFORMING
$1.2M
Max Amount
6.875%
Rate
6.974%
APR
30 Year
GOVERNMENT
$4M
Max Amount
6.625%
Rate
6.723%
APR
30 Year
COMMUNITY
$750K
Max Amount
6.625%
Rate
6.723%
APR
Stated Income, Bank Statement & CDFI
5/6 ARM
STATED INCOME
$5M
Max Amount
6.500%
Rate
6.597%
APR
5/6 ARM
BANK STATEMENT
$7.5M
Max Amount
6.500%
Rate
6.597%
APR
5/6 ARM
CFDI
$3M
Max Amount
8.000%
Rate
8.106%
APR
Rrevocable trust, blind trust, and LLC vesting OK
Investment Property & Business
3/6 ARM
Term
$5M
Max Amount
6.250%
Rate
6.718%
APR
5/6 ARM
Term
$5M
Max Amount
6.375%
Rate
6.697%
APR
5/6 ARM -DSCR
Term
$5M
Max Amount
6.625%
Rate
6.798%
APR
7/6 ARM
Term
$5M
Max Amount
6.750%
Rate
6.848%
APR
10/6 ARM
Term
$5M
Max Amount
6.875%
Rate
6.933%
APR
Irrevocable trust, blind trust, corporation, LP and LLC vesting OK
Construction & Commercial
Construction
$10M
Max Amount
8.000%
Rate
8.313%
APR
Bridge
$25M
Max Amount
8.500%
Rate
8.816%
APR
Apartment 5/1 ARM
$30M
Max Amount
6.500%
Rate
6.609%
APR
Commercial 5/1 ARM
$30M
Max Amount
6.750%
Rate
6.860%
APR
HELOC Rate
2nd Lien HELOC
$250K -$1M
Amount
Prime/Prime+
Rate
Market Indexes
2-year Treasury
INDEX
4.690%
RATE (%)
5-year Treasury
INDEX
4.820%
RATE (%)
10-year Treasury
INDEX
5.000%
RATE (%)
6-month SOFR
INDEX
3.711%
RATE (%)
Federal Funds
INDEX
3.880%
RATE (%)
Prime Rate
INDEX
7.000%
RATE (%)
Rates as of 9/8/2026 and subject to change without notice.
Rates and APRs shown are as of the date above, are for illustration only, and are subject to change without notice. This is not a commitment to lend. Your actual rate and APR depend on your loan amount, credit, property, occupancy, and underwriting approval; ARM rates may increase after the initial fixed period. Contact us for a quote specific to your scenario.