Our Lending Philosophy

Insignia Mortgage was built around a simple idea: strong borrowers should not be penalized for having complex finances. Business ownership, layered assets, write-offs, trusts, or international income are not risks by default. They just require experience and proper structure.

That belief shapes everything we do, from the first conversation to the way each loan is packaged and presented.

What This Looks Like in Practice

Banks require borrowers to fit their guidelines.
We build loans around the borrower’s actual financial profile.

That means we slow the process down at the beginning, not the end. We ask better questions early. And we structure each file with underwriting in mind before it ever reaches a lender’s desk.

This client-first mortgage approach leads to fewer surprises, fewer last-minute requests, and a smoother path to closing. Not because we promise it, but because the work is done upfront.

Our Team

Our brokers rank among the top 50 in the nation. They’re the people who cut through the red tape and open doors to niche lenders. But what matters more is what that means for you—speed, clarity, hands-on support, and a confident close.

Meet the Team
Damon Germanides

Damon Germanides

Co-founder / Broker

Chris Furie

Chris Furie

Co-founder / Broker

Neil Patel, CPA

Neil Patel, CPA

Principal / Head of Sales

Julie Flatland

Julie Flatland

Head of Underwriting & Operations Manager

Michael Nassirzadeh

Michael Nassirzadeh

Broker Associate/Senior Commercial Loan Analyst

Noah Furie

Noah Furie

Capital Markets

Jonathan Bulaon

Jonathan Bulaon

Loan Originator

Todd William Harris

Todd William Harris

Head of Construction Lending & Broker Associate

Patrick Mckenna

Patrick Mckenna

Broker Associate

Romy Nourafchan

Romy Nourafchan

Broker Associate

Scott T. Sealey

Scott T. Sealey

Senior Loan Originator/First-Time Home Buyer Expert

Nick Van Dueck

Nick Van Dueck

Donabel Aguila

Donabel Aguila

Loan Set Up

Richard Cadiente

Richard Cadiente

Senior Processor

Jesebel Da Sagun

Jesebel Da Sagun

Senior Underwriter

Rhonda Ramirez

Rhonda Ramirez

Loan Officer Assistant/Senior Processor

James DeBeck

James DeBeck

IT Management

Euereze Tabar

Euereze Tabar

Accounting

Why Clients
Choose Insignia

Industry-Leading Expertise

Our team includes four of the top 50 mortgage brokers in the U.S. With $6B+ in loans closed and over five decades of experience, we know how to deliver results when others can’t.

Loan Options You Won’t Find Elsewhere

We maintain relationships with private banks, niche lenders, and specialized programs that aren’t available to most brokers. That means better terms, unique products, and solutions competitors simply can’t replicate.

Faster Approvals


Most lenders take weeks to approve loans. Insignia often closes deals in as little as 5–7 days. With direct capital, expert underwriting, and hands-on support, we deliver everything you need when the stakes are high.

Service Built Around You

Insignia is small enough to care and big enough to matter. When you partner with us, you get the personal attention of a boutique firm and the funding power of a national network.

What Client Say About Us

There’s a reason why I’ve done 7 originations with Insignia Loans within the last 2 years. Noah is diligent, attentive,strategical, and professional. Through thick and thin, he has always pulled through.

– Alexander Hernandez

We buy properties in the $1,000,000 to $2,000,000 range to fix and flip. We’ve financined over 40 projects with Noah over the years and he is fast and fair on the deals. He knows the business and what we need to get our transactions done.

– Kim

Most lenders want the big deals but Noah is happy to help me even on my small ones. He understands how to structure a deal and is very knowedgeble about real estate. He is my first call on every deal.

– Javier B.

I am an investor that buys one to two properties each year to fix and flip. I value working with Noah as he understands the market and will tell me the truth about my deals. He can move fast and get the deals done.

– Brett M.

As a real estate investor I need a lender that is creative and understands the needs of a small business owner/developer. I’ve done over 30 loans with Noah and he is my go to lender for my residential purchases.

– Robert P.

I have worked with Noah to financing my fix and flips business for over 10 years and he has always gone the extra mile to make the deals work. He understands what I need and makes it happen. I strongly recommend him as my go to lender.

– Manuel D.

Insights & Answers

Insights & Answers

Curious about current rates or market trends? Need a clear breakdown of the loan process or quick answers to common questions? Our resource library brings it all together in one convenient place.

Browse Resources