Call 310-859-0488

Current Rates
1st Liens 8/18/2017

LOW RATE
3.120%
3.145%
apr
3/1 ADJUSTABLE RATE MORTGAGE
Interest Only
($500,000 - $4,500,000)
NO TAX RETURN/ FOREIGN NATIONAL
3.490%
3.270%
apr
3/1 ADJUSTABLE RATE MORTGAGE
No Tax Return Required / Foreign National
($500,000 - $4,500,000)

JUMBO/PORTFOLIO PROGRAMS
Purchase Money
ARM and Fixed Rate Loans Rate APR
30 Year
(to $ 5,000,000 )
3.750%
3.874%
15 Year
(to $ 5,000,000 )
3.625%
3.846%
3/1 ARM
(to $ 10,000,000 )
2.750%
3.890%
5/1 ARM
(to $ 10,000,000 )
2.875%
3.766%
5/5 ARM
(to $ 4,500,000 )
3.375%
3.942%
7/1 ARM
(to $ 10,000,000 )
2.875%
3.632%
10/1 ARM
(to $ 10,000,000 )
3.125%
3.611%
Please call for Interest-Only Quotes
NO TAX RETURN/FOREIGN NATIONAL PROGRAMS
ARM and Fixed Rate Loans Rate APR
3/1 ARM
(to $ 4,500,000 )
3.490%
3.424%
5/1 ARM
(to $ 4,500,000 )
3.625%
3.982%
5/5 ARM
(to $ 4,500,000 )
3.875%
4.121%
7/1 ARM
(to $ 4,500,000 )
4.000%
4.183%
Irrevocable trust, blind trust & LLC vesting OK
PRIVATE BANKING TO $25 MILLION

5/1 ARM 2.750% | 3.261%

7/1 ARM 3.000% | 3.119%

Interest-only available. Foreign Nationals OK. Call for details.
AGENCY FIXED RATE PROGRAMS
Fixed Rate Loans Rate APR
30 Year
(to $ 636,150 )
3.750%
3.874%
15 Year
(to $ 636,150 )
3.125%
3.343%
Construction & Commercial Loans
ARM Rates Rate APR
Construction
(to $ 10,000,000 )
5.500%
5.980%
Bridge
(to $ 25,000,000 )
6.990%
7.483%

 
MARKET INDEXES
INDEX RATES (%)
2-year Treasury
5-year Treasury
10-year Treasury
30-year Treasury
Federal Funds
Prime Rate

CUSTOM SERVICES DESIGNED FOR FLEXIBILITY1,2

At Insignia, we’re focused on providing flexible portfolio lending options for clients with non-traditional lending needs. With a comprehensive selection of no-tax-return, foreign national, and asset-based loan programs, we can provide the services and expertise to secure competitive home loans for clients with even the most unique financing scenarios.

Insignia Mortgage corporate NMLS #1277691 and BRE #01969620
(1) Disclosures
(1) No Tax Return loans and foreign national loan products require other forms of income documentation and asset verification in lieu of tax returns. Not all applicants will qualify. Some products we offer may have a higher interest rate, more points or more fees than other products requiring more extensive or different documentation. (2) Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Loan to values (LTV) are based on appraised value. Actual closing times will vary based on borrower qualifications and loan terms. All loans are subject to credit approval. (3) With an interest-only mortgage payment, you will not pay down the loan's principal balance during the interest-only period. Once the interest-only period ends, your payments will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends. (4) With an adjustable rate mortgage (ARM), once the fixed rate period ends, the loan payment will adjust after an initial period and then adjust on a regular basis as set forth in the loan documents. For example, a “3/1” loan will have an interest adjustment 3 years after the loan closes and every 12 months thereafter. Also, the loan will be subject to annual and lifetime adjustment caps. Contact your Insignia Mortgage loan officer to determine what your payments might be once the fixed rate period of the loan ends. (5) Insignia Mortgage, Inc., is a real estate broker licensed by the CA Bureau of Real Estate, BRE #01969620, NMLS #1277691
(2) Disclosures
(1) Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Actual closing times will vary based on borrower qualifications and loan terms. All loans are subject to credit approval. (2) “Loan to Cost” (LTC) is defined as the acquisition price of the property plus the cost to build as determined by a bank appraisal. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. (3) With an interest-only mortgage payment, you will not pay down the loan's principal balance during the interest-only period. Once the interest-only period ends, your payments will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends. (4) With an adjustable rate mortgage (ARM), the loan payment will adjust after an initial period and then adjust on a regular basis as set forth in the loan documents. For example, a “3/1” loan will have an interest adjustment 3 years after the loan closes and every 12 months thereafter. Also, the loan will be subject to annual and lifetime adjustment caps. Contact your Insignia Mortgage loan officer to determine what your payments might be once the fixed rate period of the loan ends. (5) Insignia Mortgage, Inc., is a real estate broker licensed by the CA Bureau of Real Estate, BRE #01969620, NMLS #1277691.
 
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