Interested in Apartment & Commercial Loan?
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Apartment & Commercial Loans

Niche multi-family and commercial property
program offerings throughout Southern California.

Insignia Mortgage specializes in niche multi-family and commercial property loans that are custom-tailored for borrowing scenarios that require a specific understanding of the local Southern California marketplace.

  • Interest-only multi-family financing up to 60% loan-to-value (LTV).
  • 5/1, 7/1 and 10/1 ARM.
  • Access to regional banks & credit unions with local  property expertise.
  • Lines of Credit (LOC) up to $5 million.
  • Bank sourced short-term bridge loans: Prime + 2%

3/1 ARM Interest Only

(Min loan $500,000 to $4,500,000)
No tax return required
Call for details (310) 859-0488

Debt coverage ratio as low as 1:1 DSCR.
Foreign buyers OK.
Owner/User portfolio lending options.
short-term bridge
acquisition rates start
at Prime +2% plus
Introducing Our
New 5/5 ARM Program
Learn more about the new balanced 5/5 ARM up to 4.5 million. Low rates! Rate adjusts every 5 years up to 2% max each time.
Call us today to learn more

Transaction Spotlight

The Situation

$8 million investment property purchase with 62.50% lender financing.

The Solution

Insignia Mortgage underwrote the cash flow and approximate net equity in the borrower’s real estate holdings as well as verified down payment from several business bank accounts, including foreign bank holdings. The loan was made to a Limited Partnership with a foreign national as the general partner. The escrow closed in under 40 days.

The Loan Details

  • $5 million dollar line of credit
  • 2 year term
  • Prime + 1.2550%
  • Interest Only
  • No prepayment penalty
  • 30-day close of escrow
Call (310) 859-0488 to get started or fill out the form. Request a Quote »